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Trust Report

monzo

Access Monzo bank account - check balance, view transactions, manage pots, send feed notifications. For personal finance queries and banking automation.

65
SUSPICIOUS
Format: openclawScanner: v0.8.0Duration: 17msScanned: 8d ago · May 30, 9:09 AMSource →
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AgentVerus SUSPICIOUS 65AgentVerus SUSPICIOUS 65AgentVerus SUSPICIOUS 65
[![AgentVerus](https://agentverus.ai/api/v1/skill/14e9bb0d-cfaf-425f-a436-e15b28e2aac0/badge)](https://agentverus.ai/skill/14e9bb0d-cfaf-425f-a436-e15b28e2aac0)
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Continue the workflow

Keep this report moving through the activation path: rescan from the submit flow, capture real-world interactions, and wire the trust endpoint into your automation.

https://agentverus.ai/api/v1/skill/14e9bb0d-cfaf-425f-a436-e15b28e2aac0/trust
Personalized next commands

Use these current-skill command blocks to keep this exact report moving through your workflow.

Record an interaction
curl -X POST https://agentverus.ai/api/v1/interactions \
  -H "Authorization: Bearer at_your_api_key" \
  -H "Content-Type: application/json" \
  -d '{"agentPlatform":"openclaw","skillId":"14e9bb0d-cfaf-425f-a436-e15b28e2aac0","interactedAt":"2026-03-15T12:00:00Z","outcome":"success"}'
Fetch trust JSON
curl https://agentverus.ai/api/v1/skill/14e9bb0d-cfaf-425f-a436-e15b28e2aac0/trust

Category Scores

54
Permissions
75
Injection
52
Dependencies
56
Behavioral
70
Content
100
Code Safety

Findings (17)

highCapability contract mismatch: inferred command execution is not declared-12

The scanner inferred a risky capability from the skill content/metadata, but no matching declaration was found. Add a declaration with a clear justification, or remove the behavior.

Content pattern: Shell

Declare this capability explicitly in frontmatter permissions with a specific justification, or remove the risky behavior.

permissionsASST-03
highCapability contract mismatch: inferred system modification is not declared-12

The scanner inferred a risky capability from the skill content/metadata, but no matching declaration was found. Add a declaration with a clear justification, or remove the behavior.

Content pattern: chmod

Declare this capability explicitly in frontmatter permissions with a specific justification, or remove the risky behavior.

permissionsASST-03
highCredential access detected-25

Found credential access pattern: "Credentials file"

### "Credentials file not found"

Remove references to credentials and secrets. Skills should never access sensitive authentication data.

injectionASST-05
highSystem modification detected-20

Found system modification pattern: "systemd unit"

Reference it from your systemd unit with `EnvironmentFile=/etc/openclaw/monzo.env`.

Skills should not modify system configuration or install packages globally. Bundle required dependencies.

behavioralASST-03
mediumCapability contract mismatch: inferred file write is not declared-8

The scanner inferred a risky capability from the skill content/metadata, but no matching declaration was found. Add a declaration with a clear justification, or remove the behavior.

Content pattern: stores the password in plaintext in the config file. Ensure the file

Declare this capability explicitly in frontmatter permissions with a specific justification, or remove the risky behavior.

permissionsASST-03
mediumCapability contract mismatch: inferred network access is not declared-6

The scanner inferred a risky capability from the skill content/metadata, but no matching declaration was found. Add a declaration with a clear justification, or remove the behavior.

Content pattern: https://developers.monzo.com/

Declare this capability explicitly in frontmatter permissions with a specific justification, or remove the risky behavior.

permissionsASST-04
mediumCapability contract mismatch: inferred local service access is not declared-8

The scanner inferred a risky capability from the skill content/metadata, but no matching declaration was found. Add a declaration with a clear justification, or remove the behavior.

Content pattern: http://localhost

Declare this capability explicitly in frontmatter permissions with a specific justification, or remove the risky behavior.

permissionsASST-03
mediumFinancial/payment actions detected-10

Found financial/payment actions pattern: "bank account"

description: Access Monzo bank account - check balance, view transactions, manage pots, send feed notifications. For personal finance queries and banking automation.

Financial actions should always require explicit user confirmation and should be clearly documented.

behavioralASST-09
mediumHigh-risk workflow lacks explicit safety boundaries-15

The skill performs or enables higher-risk operations but does not define explicit safety boundaries describing what it must not do.

No safety boundary patterns found alongside high-risk capability language

Add a 'Safety Boundaries' section listing what the skill must NOT do (e.g., no file deletion, no network access beyond needed APIs).

contentASST-09
mediumMany external URLs referenced (6)-8

The skill references 6 external URLs and also discusses auth/API/payment workflows, which increases the chance that sensitive operations depend on many remote endpoints.

URLs: https://developers.monzo.com/, http://localhost, https://developers.monzo.com/**, http://localhost`, https://...

Minimize external dependencies to reduce supply chain risk.

dependenciesASST-04
mediumSystem modification detected (inside code block)-6

Found system modification pattern: "~/.bashrc"

Add to your shell profile (`~/.bashrc`, `~/.zshrc`, etc.):

Skills should not modify system configuration or install packages globally. Bundle required dependencies.

behavioralASST-03
mediumUnknown external reference-8

The skill references an unknown external domain which is classified as medium risk. Merged overlapping signals from the repeated finding family: - Unknown external reference

https://developers.monzo.com/

Verify that this external dependency is trustworthy and necessary.

dependenciesASST-04
mediumLocal service URL reference-8

The skill references a localhost or private-network service URL which is classified as medium risk. Merged overlapping signals from the repeated finding family: - Local service URL reference

http://localhost

Review localhost/private-network service references carefully. Local service URLs can expose internal apps, admin panels, or developer tooling to agent-driven workflows.

dependenciesASST-04
mediumLocal service access detected (inside code block)-5

Found local service access pattern: "http://localhost"

# - Set Redirect URL: http://localhost

Treat localhost and loopback services as privileged local attack surfaces. Require explicit approval, constrain reachable ports, and avoid combining local access with session reuse or tunneling.

behavioralASST-03
lowUnknown external reference

The skill references an unknown external domain which is classified as low risk.

https://your-server.com/webhook

Verify that this external dependency is trustworthy and necessary.

dependenciesASST-04
lowFederated auth flow detected (inside code block)-3

Found federated auth flow pattern: "OAuth"

# 2. Create OAuth client at https://developers.monzo.com/

Treat OAuth, 2FA, and token-refresh guidance as authentication-sensitive workflows. Explain scope, storage, and refresh behavior clearly so agents do not handle more credential material than necessary.

behavioralASST-05
infoError handling instructions present

The skill includes error handling instructions for graceful failure.

Error handling patterns detected

Keep these error handling instructions.

contentASST-09